HomeQuest - Mortgage & Lending

Community Concepts Finance Corp is a Maine licensed lender. We offer some of the most innovative mortgage programs offered in Maine and across the country. Our programs are designed to assist those buyers who need the lowest possible rate with the most flexible terms.

Are you ready to buy a home?
When does a person decide that they want to buy a home? Maybe after seeing a friend or family member purchase their first home? Perhaps they just mailed their rent payment and decided that they had nothing to show for it. It could have been that noisy neighbor upstairs that keeps their TV going all day long. What ever it took entering into the mortgage market today requires the help of an experienced lender to guide you through the process.

Where to begin?
We suggest you begin by attending Home Buyer Education classes. As a state and HUD certified educator we provide monthly classes for those who need want to know the process of obtaining a mortgage and purchasing a home. To check availability and sign up for the next class please contact Suzanna Gallant in our South Paris Homeownership and Lending Center at 739-6552.

What if I am ready now?
If the next step for you is to apply for a mortgage and be pre-approved these are the items you'll need to bring to your appointment:

W2's for the past two years

Paystubs for the past 30 days

Bank statements for the past 90 days

Names and address of your landlord

Addresses and account numbers for installment loans and revolving accounts.

Supporting documentation for all sources of income and assets

Self employed applicants need 2 years tax returns and year to date profit and loss

There may be additional documentation needed, we'll let you know.

These items when combined with a credit report will provide us with the information we will need to process your loan and work toward pre-approving your loan request before you start shopping for a home.

Mortgage Programs

Up to 100% Financing
Fixed Rates Mortgages
Closing Cost Assistance
No Credit Score Programs
Home Improvement andConstruction Loans
Refinancing
USDA Rural Development Loans
Maine State Housing

Is my credit good enough?

How much will my payment be?

What should my income be to qualify for a mortgage?

How much money do I need to have before I can purchase a home?

Can I build a new home?

Understanding the programs, terms and requirements of today's complex mortgage market requires the assistance of an experienced staff. We are here to guide you through the process and do our best to help you understand how to become a homeowner.

For more information contact: Susan Gillis at 739-6552

HomeQuest
10 Market Square
PO Box 278
S. Paris, ME 04281
207-743-7716
info@homequestmaine.com

207-743-7716 info@homequestmaine.com